Where are all the WHO's ? HUD is helping New York families.

If it's not WHAT we know but WHO we know. 

 Then where are all the WHO’s in our time of need?

 Unlike the Grinch who lives in a cave with no mortgage payments. In the real word we have mortgage payments, property taxes and the cost of maintaining our home.

We have also named our disasters, most recent hurricane Sandy! A devastating event that has caused damage for homeowners who are struggling to maintain a since of sanity in a time where it's not that easy to make the mortgage payment. What is the next step? How do we build up enough courage to re start yet again? I can tell you the process is not easy. 

In a world where it’s not WHAT you know but WHO you know I am hoping the WHO’s of the world will step up to the table and offer support.

Now that the aftermath of Hurricane Sandy has shown us her worst  communities across New York have come together to show support for our fellow neighbor. As Americans w have shown in our darkest hour we are ONE!  As Americans we are standing together and giving each other a glimmer of hope and humanity for each other. 

I work with homeowners everyday, with non- profit organizations I understand the struggle Americans endure on a daily basis just to maintain a roof over their head. A need to have a stable home, somewhere to go each and every day to escape the cynicism of the daily grid we call making a living.

 I recently attended the AREAA (Asian Real Estate Association of America) convention in Las Vegas. HUD Sectary of State Shawn Donovan was speaking. I was impressed with his heartfelt speech about helping and the implied

 offerings of assistance to struggling homeowners. His outpouring of emotion moved me.

As I was sitting in the audience of real estate professionals, some with tears streaming down and some nodding and clapping in joy for his words of encouragement I couldn’t help but wonder, would he really make a difference?  His ambition to make a difference telling the story of meager beginnings was encouraging. When I left the convention that day I didnt think I would be hearing from the Shawn Donovan.  I was surprised to read the release on October 30^th, 2012. HUD one of the WHO’S of the world has stepped up to the table. HUD is offering assistance to the Americans in New York struggling through the destruction of Hurricane Sandy.

According to the HUD’s website www.hud.gov the state of New York has the ability to re-allocate existing federal resources toward disaster relief.  This will allow millions of dollars to expedite the repair and replacement of damage housing.

A 90- day moratorium of foreclosures and forbearance on foreclosure of FHA insured home mortgages. In section 108 HUD will offer state and local governments federally guaranteed loans for housing rehabilitation, economic development and repair of public infrastructure.  HUD 203k loan program enables those who have lost their homes to finance the purchase or refinance a house along with its repair through a single mortgage. 

I am happy to hear that HUD has offered a solution on what they can do to help the communities and regain a since of normality. The WHO’s have stepped up to the table and offered a helping hand.  Thank you to Secretary Shaun Donovan!

While the everyday struggles have not completely gone away it has become easier when HUD sits at the table. America unites in times like these! We are strong and proud to be Americans who help one another. It sure feels good when someone out there has our back. Living on an island alone is sad and offers no hope. Thank you to the men and women and children of America who have come together! Perhaps other companies such as food distributors or water companies will take the lead and help with bottle water and food for the homeless. 

United we stand-  Divided we fall... take care!