Sunday, January 22, 2012

FHA 203 k Loan Program

203 k Loan




The FHA 203 k Loan is a program that is used to make renovations for a property being purchased or refinanced. Within the loan certain repairs and upgrades are allowed. 


After
Before
Example of Renovated bathroom. 

 Information below taken from HUD Website: http://portal.hud.gov/hudportal/HUD?src=/program_offices/housing/sfh/203k/203kmenu


Streamline 203(k) Mortgage

The "Streamline"(K) Limited Repair Program permits homebuyers to finance an additional $35,000 into their mortgage to improve or upgrade their home before move-in. With this product, homebuyers can quickly and easily tap into cash to pay for property repairs or improvements, such as those identified by a home inspector or FHA appraiser.

203(k) Mortgage

The Section 203(k) program is HUD's primary program for the rehabilitation and repair of single family properties. As such, it is an important tool for community and neighborhood revitalization and for expanding homeownership opportunities. To find out how to become a 203k consultant, read HUD mortgagee letter 00-25 and How to Become an Approved 203k Consultant.

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